Australian law governs access to and use of this website. If you access this site from outside Australia, you are responsible for compliance with any local laws relating to access.

Usage and linking to the Nanuk website is at each user's own risk. To the maximum extent permitted by law, Nanuk, Treasury Group and other persons will not be liable for any loss or damage from any cause (including negligence) to a users system or website, or to people linking to Nanuk’s website from a users web site, caused by or in connection with the use of or a link to or from the Nanuk site. Nanuk advises users to take their own precautions in relation to protecting their system or web site from viruses or malfunction.

This website may contain hyperlinks and other pointers to websites operated by third parties. These linked websites are not under Nanuk's control, and Nanuk does not guarantee and is not responsible for the contents of any linked website or any hyperlink contained in a linked website.  Nanuk provides these hyperlinks as a convenience only, and the inclusion of any link does not imply any endorsement of the linked website by Nanuk.  You access any such third party website entirely at your own risk.

You must not:

• use the website for any purpose that is unlawful or prohibited by any applicable law or any other term, notice or disclaimer appearing on this website;
• use this website in any way that interferes with other users; and
• attempt to or actually breach or circumvent any security measures on this website (including "hacking") or attempt to obtain access to secure or member only parts of this website without authorisation.

Nanuk retains the right to monitor your use of this website and prevent further access at any time in its discretion.

Copyright in the information contained in this site is owned by Nanuk. Use of this information or reproduction of it in hard copy form is allowed for personal use only. The material may be viewed on-line by means of an HTML web browser and may be reproduced in hard copy only for a users personal reference. No part of this information may be otherwise reproduced, adapted, distributed or transmitted in any form by any process or incorporated in any way in any other document or material. Except to the extent otherwise permitted by the Copyright Act 1968 (Cth), the material may not otherwise be reproduced or displayed in public and may not be distributed or transmitted electronically to any other person or incorporated by any means into another document or material, including other web sites without the express written permission of Nanuk. Without limiting the generality of the foregoing, Nanuk does not permit reproductions of its material in other web sites in conjunction with advertising, trademarks, logos on material of other financial planners or competitors without the express written permission of Nanuk.